SellerFinanceExchange
Charming Ranch Home with Owner Financing
Featured
Active
Single Family

Charming Ranch Home with Owner Financing

2847 Oak Valley Drive, Austin, TX 78745
3 Bedrooms
2 Bathrooms
1,850 sq ft
Built 1998

About This Property

Beautiful single-story ranch home in a quiet neighborhood. Features updated kitchen with granite countertops, spacious living room with fireplace, and a large backyard perfect for entertaining. Seller is motivated and offering excellent financing terms!

Location

Leaflet | © OpenStreetMap contributors © CARTO
Seller Financing Terms

10%

Down Payment

6.5%

Interest Rate

30

Years

Est. Tax After Purchase
$13,750/yr(~$1,146/mo)

Property taxes are typically reassessed after a sale. Actual amounts vary by jurisdiction and may differ from estimates shown.

Flexible on down payment for qualified buyers. No prepayment penalty.

Financing Calculator
$1,250,000
10% ($125,000)
6.5%
30 years

Determines monthly payment amount

30 years

No balloon payment (fully amortized)

Estimated Monthly Payment

$7,111

Loan Amount

$1,125,000

Total Interest

$1,434,875

Monthly Cost Breakdown
Mortgage (P&I)
$7,111/mo
Est. Property Tax
$1,146/mo
Total Est. Monthly$8,257/mo

* Property taxes are estimated at ~1.1% of purchase price annually and are typically reassessed at the new purchase price. Actual taxes may vary based on your local tax authority's rules and any applicable exemptions.

Principal vs Interest Over Time

Cumulative amounts paid over the 30-year amortization period

  • Principal Paid
  • Interest Paid

$1,250,000

Est. $7,100/mo

Why Seller Financing?

  • No bank approval needed
  • Flexible down payment
  • Faster closing process
  • Negotiable terms
$0k